Call reports 2005
EAGLE BANK — 2005
What EAGLE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 84,728,000 | 87,415,000 | 87,026,000 | 89,218,000 |
| Total loans | 75,425,000 | 77,303,000 | 76,331,000 | 76,137,000 |
| Allowance for loan losses | 1,200,000 | 1,235,000 | 1,209,000 | 1,245,000 |
| Securities available for sale | 4,480,000 | 3,916,000 | 4,342,000 | 4,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,256,000 | 73,200,000 | 72,621,000 | 74,620,000 |
| Interest-bearing deposits | 63,644,000 | 64,306,000 | 64,069,000 | 64,104,000 |
| Noninterest-bearing deposits | 8,612,000 | 8,894,000 | 8,552,000 | 10,516,000 |
| Equity capital | 10,996,000 | 10,942,000 | 11,121,000 | 11,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,260,000 | 2,570,000 | 3,941,000 | 5,324,000 |
| Interest expense | 258,000 | 543,000 | 886,000 | 1,247,000 |
| Net interest income | 1,002,000 | 2,027,000 | 3,055,000 | 4,077,000 |
| Noninterest income | 196,000 | 450,000 | 605,000 | 739,000 |
| Noninterest expense | 764,000 | 1,496,000 | 2,294,000 | 3,021,000 |
| Provision for loan losses | 37,000 | 75,000 | 113,000 | 150,000 |
| Pretax income | 397,000 | 906,000 | 1,253,000 | 1,645,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 397,000 | 906,000 | 1,253,000 | 1,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,584,000 | 10,544,000 | 10,740,000 | 10,979,000 |
| Total capital | 11,443,000 | 11,427,000 | 11,613,000 | 11,849,000 |
| Risk-weighted assets | 68,361,000 | 70,248,000 | 69,493,000 | 69,195,000 |