Call reports 2004
EAGLE BANK — 2004
What EAGLE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 84,165,000 | 84,785,000 | 84,452,000 | 87,112,000 |
| Total loans | 69,985,000 | 73,781,000 | 74,423,000 | 73,901,000 |
| Allowance for loan losses | 1,022,000 | 1,040,000 | 1,064,000 | 1,163,000 |
| Securities available for sale | 7,310,000 | 6,109,000 | 5,121,000 | 4,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,803,000 | 72,290,000 | 70,284,000 | 74,535,000 |
| Interest-bearing deposits | 63,442,000 | 63,361,000 | 61,484,000 | 64,063,000 |
| Noninterest-bearing deposits | 8,361,000 | 8,929,000 | 8,800,000 | 10,471,000 |
| Equity capital | 10,693,000 | 10,812,000 | 11,103,000 | 11,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,204,000 | 2,409,000 | 3,650,000 | 4,906,000 |
| Interest expense | 264,000 | 516,000 | 766,000 | 1,022,000 |
| Net interest income | 940,000 | 1,893,000 | 2,884,000 | 3,884,000 |
| Noninterest income | 184,000 | 389,000 | 535,000 | 665,000 |
| Noninterest expense | 762,000 | 1,490,000 | 2,229,000 | 2,962,000 |
| Provision for loan losses | 19,000 | 37,000 | 56,000 | 175,000 |
| Pretax income | 345,000 | 755,000 | 1,134,000 | 1,412,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 345,000 | 755,000 | 1,134,000 | 1,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,154,000 | 10,348,000 | 10,634,000 | 10,686,000 |
| Total capital | 10,962,000 | 11,187,000 | 11,483,000 | 11,536,000 |
| Risk-weighted assets | 64,424,000 | 66,923,000 | 67,736,000 | 67,734,000 |