Call reports 2003
EAGLE BANK — 2003
What EAGLE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 81,810,000 | 83,845,000 | 85,066,000 | 85,690,000 |
| Total loans | 65,115,000 | 70,376,000 | 71,094,000 | 70,003,000 |
| Allowance for loan losses | 972,000 | 974,000 | 970,000 | 1,003,000 |
| Securities available for sale | 8,313,000 | 7,773,000 | 7,155,000 | 8,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,867,000 | 70,797,000 | 72,453,000 | 72,978,000 |
| Interest-bearing deposits | 62,390,000 | 62,794,000 | 64,058,000 | 63,498,000 |
| Noninterest-bearing deposits | 7,477,000 | 8,003,000 | 8,395,000 | 9,480,000 |
| Equity capital | 10,177,000 | 10,597,000 | 10,829,000 | 11,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,248,000 | 2,485,000 | 3,729,000 | 4,941,000 |
| Interest expense | 331,000 | 642,000 | 930,000 | 1,203,000 |
| Net interest income | 917,000 | 1,843,000 | 2,799,000 | 3,738,000 |
| Noninterest income | 157,000 | 345,000 | 475,000 | 577,000 |
| Noninterest expense | 726,000 | 1,438,000 | 2,198,000 | 2,932,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 348,000 | 750,000 | 1,076,000 | 1,308,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 348,000 | 750,000 | 1,076,000 | 1,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,555,000 | 9,957,000 | 10,253,000 | 10,484,000 |
| Total capital | 10,318,000 | 10,775,000 | 11,080,000 | 11,299,000 |
| Risk-weighted assets | 60,888,000 | 65,300,000 | 66,061,000 | 64,984,000 |