Call reports 2026
EXCHANGE BANK — 2026
What EXCHANGE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 3,266,467,000 | 3,185,278,000 |
| Total loans | 1,743,205,000 | 1,754,352,000 |
| Allowance for loan losses | 30,483,000 | 30,339,000 |
| Securities available for sale | 1,162,048,000 | 1,127,682,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,837,604,000 | 2,750,395,000 |
| Interest-bearing deposits | 1,981,131,000 | 1,889,777,000 |
| Noninterest-bearing deposits | 856,473,000 | 860,618,000 |
| Equity capital | 350,061,000 | 355,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 32,870,000 | 65,408,000 |
| Interest expense | 8,437,000 | 16,736,000 |
| Net interest income | 24,433,000 | 48,672,000 |
| Noninterest income | 6,328,000 | 12,538,000 |
| Noninterest expense | 20,628,000 | 41,202,000 |
| Provision for loan losses | 1,000,000 | 1,000,000 |
| Pretax income | 10,135,000 | 19,912,000 |
| Income tax | 2,628,000 | 5,110,000 |
| Net income | 7,507,000 | 14,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 408,234,000 | 413,216,000 |
| Total capital | 435,588,000 | 440,496,000 |
| Risk-weighted assets | 2,183,506,000 | 2,177,527,000 |