Call report 2023Q4
EXCHANGE BANK — 2023Q4
The 22 measures EXCHANGE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,367,559,000 | USD | evidence → |
| Total loans | 1,594,678,000 | USD | evidence → |
| Allowance for loan losses | 41,268,000 | USD | evidence → |
| Securities available for sale | 1,497,446,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,838,627,000 | USD | evidence → |
| Interest-bearing deposits | 1,861,201,000 | USD | evidence → |
| Noninterest-bearing deposits | 977,426,000 | USD | evidence → |
| Equity capital | 255,408,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 115,546,000 | USD | evidence → |
| Interest expense | 25,059,000 | USD | evidence → |
| Net interest income | 90,487,000 | USD | evidence → |
| Noninterest income | 23,651,000 | USD | evidence → |
| Noninterest expense | 86,437,000 | USD | evidence → |
| Provision for loan losses | -1,676,000 | USD | evidence → |
| Pretax income | 27,713,000 | USD | evidence → |
| Income tax | 7,519,000 | USD | evidence → |
| Net income | 20,194,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 367,267,000 | USD | evidence → |
| Total capital | 393,588,000 | USD | evidence → |
| Risk-weighted assets | 2,088,690,000 | USD | evidence → |