Call reports 2017
EXCHANGE BANK — 2017
What EXCHANGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,207,949,000 | 2,244,856,000 | 2,259,820,000 | 2,583,008,000 |
| Total loans | 1,425,731,000 | 1,458,333,000 | 1,465,568,000 | 1,497,752,000 |
| Allowance for loan losses | 38,403,000 | 39,093,000 | 39,096,000 | 40,323,000 |
| Securities available for sale | 546,667,000 | 567,858,000 | 577,336,000 | 639,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,964,663,000 | 2,003,099,000 | 2,012,934,000 | 2,343,670,000 |
| Interest-bearing deposits | 1,235,527,000 | 1,275,011,000 | 1,280,448,000 | 1,448,766,000 |
| Noninterest-bearing deposits | 729,136,000 | 728,087,000 | 732,485,000 | 894,903,000 |
| Equity capital | 194,950,000 | 201,270,000 | 206,106,000 | 203,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 19,585,000 | 39,406,000 | 60,115,000 | 82,369,000 |
| Interest expense | 269,000 | 769,000 | 1,007,000 | 1,418,000 |
| Net interest income | 19,316,000 | 38,637,000 | 59,108,000 | 80,951,000 |
| Noninterest income | 6,791,000 | 13,505,000 | 19,068,000 | 24,291,000 |
| Noninterest expense | 15,142,000 | 30,418,000 | 45,468,000 | 61,671,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 10,965,000 | 21,724,000 | 32,708,000 | 43,571,000 |
| Income tax | 4,332,000 | 8,578,000 | 12,909,000 | 24,063,000 |
| Net income | 6,633,000 | 13,146,000 | 19,799,000 | 19,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 201,858,000 | 206,914,000 | 212,112,000 | 212,086,000 |
| Total capital | 223,354,000 | 228,914,000 | 233,715,000 | 235,049,000 |
| Risk-weighted assets | 1,702,777,000 | 1,742,914,000 | 1,710,712,000 | 1,819,657,000 |