Call report 2015Q4
EXCHANGE BANK — 2015Q4
The 22 measures EXCHANGE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,059,957,000 | USD | evidence → |
| Total loans | 1,278,733,000 | USD | evidence → |
| Allowance for loan losses | 37,830,000 | USD | evidence → |
| Securities available for sale | 571,477,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,838,978,000 | USD | evidence → |
| Interest-bearing deposits | 1,161,438,000 | USD | evidence → |
| Noninterest-bearing deposits | 677,540,000 | USD | evidence → |
| Equity capital | 173,110,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 69,781,000 | USD | evidence → |
| Interest expense | 1,770,000 | USD | evidence → |
| Net interest income | 68,011,000 | USD | evidence → |
| Noninterest income | 21,127,000 | USD | evidence → |
| Noninterest expense | 58,318,000 | USD | evidence → |
| Provision for loan losses | -3,200,000 | USD | evidence → |
| Pretax income | 34,020,000 | USD | evidence → |
| Income tax | 12,992,000 | USD | evidence → |
| Net income | 21,028,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 179,896,000 | USD | evidence → |
| Total capital | 198,748,000 | USD | evidence → |
| Risk-weighted assets | 1,489,086,000 | USD | evidence → |