Call report 2007Q4
EXCHANGE BANK — 2007Q4
The 22 measures EXCHANGE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,605,920,000 | USD | evidence → |
| Total loans | 1,178,843,000 | USD | evidence → |
| Allowance for loan losses | 23,885,000 | USD | evidence → |
| Securities available for sale | 310,613,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,354,501,000 | USD | evidence → |
| Interest-bearing deposits | 974,318,000 | USD | evidence → |
| Noninterest-bearing deposits | 380,183,000 | USD | evidence → |
| Equity capital | 134,289,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 102,455,000 | USD | evidence → |
| Interest expense | 32,611,000 | USD | evidence → |
| Net interest income | 69,844,000 | USD | evidence → |
| Noninterest income | 20,201,000 | USD | evidence → |
| Noninterest expense | 52,232,000 | USD | evidence → |
| Provision for loan losses | 17,000,000 | USD | evidence → |
| Pretax income | 20,806,000 | USD | evidence → |
| Income tax | 7,407,000 | USD | evidence → |
| Net income | 13,399,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 135,664,000 | USD | evidence → |
| Total capital | 166,165,000 | USD | evidence → |
| Risk-weighted assets | 1,473,891,000 | USD | evidence → |