Call report 2005Q4
EXCHANGE BANK — 2005Q4
The 22 measures EXCHANGE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,397,779,000 | USD | evidence → |
| Total loans | 1,032,972,000 | USD | evidence → |
| Allowance for loan losses | 17,351,000 | USD | evidence → |
| Securities available for sale | 254,217,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,206,424,000 | USD | evidence → |
| Interest-bearing deposits | 795,785,000 | USD | evidence → |
| Noninterest-bearing deposits | 410,639,000 | USD | evidence → |
| Equity capital | 120,241,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 80,980,000 | USD | evidence → |
| Interest expense | 12,573,000 | USD | evidence → |
| Net interest income | 68,407,000 | USD | evidence → |
| Noninterest income | 18,295,000 | USD | evidence → |
| Noninterest expense | 51,450,000 | USD | evidence → |
| Provision for loan losses | 4,395,000 | USD | evidence → |
| Pretax income | 30,895,000 | USD | evidence → |
| Income tax | 11,438,000 | USD | evidence → |
| Net income | 19,457,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 121,381,000 | USD | evidence → |
| Total capital | 149,590,000 | USD | evidence → |
| Risk-weighted assets | 1,294,978,000 | USD | evidence → |