Call report 2003Q4
EXCHANGE BANK — 2003Q4
The 22 measures EXCHANGE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,154,337,000 | USD | evidence → |
| Total loans | 795,420,000 | USD | evidence → |
| Allowance for loan losses | 11,837,000 | USD | evidence → |
| Securities available for sale | 238,762,000 | USD | evidence → |
| Securities held to maturity | 8,895,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,007,021,000 | USD | evidence → |
| Interest-bearing deposits | 648,868,000 | USD | evidence → |
| Noninterest-bearing deposits | 358,153,000 | USD | evidence → |
| Equity capital | 108,763,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 61,313,000 | USD | evidence → |
| Interest expense | 5,959,000 | USD | evidence → |
| Net interest income | 55,354,000 | USD | evidence → |
| Noninterest income | 16,461,000 | USD | evidence → |
| Noninterest expense | 47,523,000 | USD | evidence → |
| Provision for loan losses | 2,900,000 | USD | evidence → |
| Pretax income | 21,939,000 | USD | evidence → |
| Income tax | 7,399,000 | USD | evidence → |
| Net income | 14,540,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 105,352,000 | USD | evidence → |
| Total capital | 117,189,000 | USD | evidence → |
| Risk-weighted assets | 1,043,921,000 | USD | evidence → |