Call report 2002Q4
EXCHANGE BANK — 2002Q4
The 22 measures EXCHANGE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,051,689,000 | USD | evidence → |
| Total loans | 677,275,000 | USD | evidence → |
| Allowance for loan losses | 10,345,000 | USD | evidence → |
| Securities available for sale | 247,345,000 | USD | evidence → |
| Securities held to maturity | 11,956,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 941,281,000 | USD | evidence → |
| Interest-bearing deposits | 604,102,000 | USD | evidence → |
| Noninterest-bearing deposits | 337,179,000 | USD | evidence → |
| Equity capital | 104,795,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 59,358,000 | USD | evidence → |
| Interest expense | 7,713,000 | USD | evidence → |
| Net interest income | 51,645,000 | USD | evidence → |
| Noninterest income | 13,804,000 | USD | evidence → |
| Noninterest expense | 43,491,000 | USD | evidence → |
| Provision for loan losses | 2,000,000 | USD | evidence → |
| Pretax income | 20,459,000 | USD | evidence → |
| Income tax | 6,960,000 | USD | evidence → |
| Net income | 13,499,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 100,584,000 | USD | evidence → |
| Total capital | 110,929,000 | USD | evidence → |
| Risk-weighted assets | 901,470,000 | USD | evidence → |