Call reports 2001
EXCHANGE BANK — 2001
What EXCHANGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 960,593,000 | 930,003,000 | 947,381,000 | 967,863,000 |
| Total loans | 598,797,000 | 588,907,000 | 587,089,000 | 598,336,000 |
| Allowance for loan losses | 10,552,000 | 9,993,000 | 10,073,000 | 9,258,000 |
| Securities available for sale | 188,709,000 | 178,555,000 | 222,960,000 | 256,765,000 |
| Securities held to maturity | 19,922,000 | 18,235,000 | 16,388,000 | 16,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 860,441,000 | 828,686,000 | 843,148,000 | 863,968,000 |
| Interest-bearing deposits | 593,233,000 | 557,364,000 | 571,930,000 | 576,435,000 |
| Noninterest-bearing deposits | 267,208,000 | 271,321,000 | 271,218,000 | 287,533,000 |
| Equity capital | 97,121,000 | 98,827,000 | 101,620,000 | 98,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 16,640,000 | 32,658,000 | 48,405,000 | 63,460,000 |
| Interest expense | 4,209,000 | 8,040,000 | 11,408,000 | 14,260,000 |
| Net interest income | 12,431,000 | 24,618,000 | 36,997,000 | 49,200,000 |
| Noninterest income | 3,167,000 | 6,463,000 | 9,592,000 | 12,911,000 |
| Noninterest expense | 8,976,000 | 18,592,000 | 27,980,000 | 39,377,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 1,800,000 |
| Pretax income | 6,022,000 | 11,289,000 | 16,935,000 | 20,422,000 |
| Income tax | 2,169,000 | 3,986,000 | 6,067,000 | 6,882,000 |
| Net income | 3,853,000 | 7,303,000 | 10,868,000 | 13,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,870,000 | 96,616,000 | 98,472,000 | 96,686,000 |
| Total capital | 104,583,000 | 106,609,000 | 108,545,000 | 105,944,000 |
| Risk-weighted assets | 776,186,000 | 810,316,000 | 847,522,000 | 867,634,000 |