Call reports 2021
MARION COMMUNITY BANK — 2021
What MARION COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 305,950,000 | 312,563,000 | 321,682,000 | 313,395,000 |
| Total loans | 159,614,000 | 156,866,000 | 158,316,000 | 150,109,000 |
| Allowance for loan losses | 3,655,000 | 1,862,000 | 2,331,000 | 2,872,000 |
| Securities available for sale | 116,612,000 | 119,635,000 | 114,590,000 | 120,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,233,000 | 281,121,000 | 289,606,000 | 282,990,000 |
| Interest-bearing deposits | 209,924,000 | 211,583,000 | 221,732,000 | 217,088,000 |
| Noninterest-bearing deposits | 63,309,000 | 69,538,000 | 67,874,000 | 65,902,000 |
| Equity capital | 32,297,000 | 31,014,000 | 31,552,000 | 30,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,721,000 | 5,305,000 | 7,942,000 | 10,449,000 |
| Interest expense | 638,000 | 1,245,000 | 1,836,000 | 2,406,000 |
| Net interest income | 2,083,000 | 4,060,000 | 6,106,000 | 8,043,000 |
| Noninterest income | 161,000 | 94,000 | 283,000 | 545,000 |
| Noninterest expense | 1,763,000 | 3,665,000 | 5,423,000 | 7,747,000 |
| Provision for loan losses | 120,000 | 1,463,000 | 1,902,000 | 2,442,000 |
| Pretax income | 361,000 | -383,000 | -66,000 | -731,000 |
| Income tax | 0 | 56,000 | 56,000 | -56,000 |
| Net income | 361,000 | -439,000 | -122,000 | -675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,589,000 | 30,789,000 | 31,341,000 | 30,552,000 |