Call reports 2020
MARION COMMUNITY BANK — 2020
What MARION COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 286,169,000 | 308,902,000 | 305,947,000 | 294,070,000 |
| Total loans | 167,272,000 | 172,190,000 | 167,712,000 | 162,212,000 |
| Allowance for loan losses | 2,512,000 | 2,595,000 | 2,966,000 | 3,546,000 |
| Securities available for sale | 89,995,000 | 106,186,000 | 113,305,000 | 110,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,330,000 | 259,540,000 | 270,578,000 | 260,089,000 |
| Interest-bearing deposits | 201,956,000 | 210,353,000 | 223,867,000 | 206,326,000 |
| Noninterest-bearing deposits | 37,374,000 | 49,187,000 | 46,711,000 | 53,763,000 |
| Equity capital | 32,670,000 | 35,126,000 | 34,873,000 | 33,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,033,000 | 5,954,000 | 8,628,000 | 11,234,000 |
| Interest expense | 881,000 | 1,696,000 | 2,436,000 | 3,126,000 |
| Net interest income | 2,152,000 | 4,258,000 | 6,192,000 | 8,108,000 |
| Noninterest income | 145,000 | 244,000 | 338,000 | 489,000 |
| Noninterest expense | 1,606,000 | 3,457,000 | 5,688,000 | 7,508,000 |
| Provision for loan losses | 150,000 | 550,000 | 1,075,000 | 2,479,000 |
| Pretax income | 383,000 | 473,000 | 265,000 | -734,000 |
| Income tax | 10,000 | 45,000 | 1,000 | -88,000 |
| Net income | 373,000 | 428,000 | 264,000 | -646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,551,000 | 32,301,000 | 32,136,000 | 31,228,000 |