Call reports 2016
MARION COMMUNITY BANK — 2016
What MARION COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 249,195,000 | 249,620,000 | 253,950,000 | 255,455,000 |
| Total loans | 161,822,000 | 164,720,000 | 164,518,000 | 166,015,000 |
| Allowance for loan losses | 1,471,000 | 1,612,000 | 1,574,000 | 1,444,000 |
| Securities available for sale | 68,501,000 | 66,276,000 | 69,179,000 | 68,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,351,000 | 203,745,000 | 207,778,000 | 211,039,000 |
| Interest-bearing deposits | 177,855,000 | 177,473,000 | 181,057,000 | 182,511,000 |
| Noninterest-bearing deposits | 26,496,000 | 26,272,000 | 26,721,000 | 28,528,000 |
| Equity capital | 30,877,000 | 31,825,000 | 32,004,000 | 30,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,814,000 | 5,553,000 | 8,344,000 | 11,154,000 |
| Interest expense | 593,000 | 1,215,000 | 1,847,000 | 2,478,000 |
| Net interest income | 2,221,000 | 4,338,000 | 6,497,000 | 8,676,000 |
| Noninterest income | 125,000 | 234,000 | 355,000 | 456,000 |
| Noninterest expense | 1,245,000 | 2,498,000 | 3,902,000 | 5,821,000 |
| Provision for loan losses | 300,000 | 500,000 | 500,000 | 500,000 |
| Pretax income | 801,000 | 1,623,000 | 2,604,000 | 2,995,000 |
| Income tax | 46,000 | 89,000 | 144,000 | 150,000 |
| Net income | 755,000 | 1,534,000 | 2,460,000 | 2,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,870,000 | 29,738,000 | 30,963,000 | 30,494,000 |
| Total capital | 31,341,000 | 31,350,000 | 32,537,000 | 31,938,000 |
| Risk-weighted assets | 173,625,000 | 178,398,000 | 178,216,000 | 188,827,000 |