Call reports 2015
MARION COMMUNITY BANK — 2015
What MARION COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 252,283,000 | 245,786,000 | 249,828,000 | 248,004,000 |
| Total loans | 158,970,000 | 162,869,000 | 163,022,000 | 162,732,000 |
| Allowance for loan losses | 1,051,000 | 1,043,000 | 1,279,000 | 1,335,000 |
| Securities available for sale | 68,195,000 | 65,037,000 | 60,632,000 | 68,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,757,000 | 202,374,000 | 205,647,000 | 203,485,000 |
| Interest-bearing deposits | 180,976,000 | 175,211,000 | 178,239,000 | 176,771,000 |
| Noninterest-bearing deposits | 27,781,000 | 27,163,000 | 27,408,000 | 26,714,000 |
| Equity capital | 29,518,000 | 29,388,000 | 30,121,000 | 30,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,817,000 | 5,677,000 | 8,555,000 | 11,414,000 |
| Interest expense | 705,000 | 1,360,000 | 2,009,000 | 2,646,000 |
| Net interest income | 2,112,000 | 4,317,000 | 6,546,000 | 8,768,000 |
| Noninterest income | 97,000 | 174,000 | 258,000 | 338,000 |
| Noninterest expense | 1,297,000 | 2,463,000 | 3,806,000 | 5,102,000 |
| Provision for loan losses | 225,000 | 375,000 | 650,000 | 750,000 |
| Pretax income | 769,000 | 1,744,000 | 2,459,000 | 3,375,000 |
| Income tax | 48,000 | 103,000 | 144,000 | 187,000 |
| Net income | 721,000 | 1,641,000 | 2,315,000 | 3,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,682,000 | 28,175,000 | 28,547,000 | 29,757,000 |
| Total capital | 28,733,000 | 29,218,000 | 29,826,000 | 31,092,000 |
| Risk-weighted assets | 170,299,000 | 179,811,000 | 178,390,000 | 175,028,000 |