Call reports 2014
MARION COMMUNITY BANK — 2014
What MARION COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 257,197,000 | 251,378,000 | 252,937,000 | 248,956,000 |
| Total loans | 156,978,000 | 161,363,000 | 164,944,000 | 163,076,000 |
| Allowance for loan losses | 1,426,000 | 1,416,000 | 1,406,000 | 1,400,000 |
| Securities available for sale | 78,056,000 | 68,510,000 | 66,092,000 | 66,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,472,000 | 209,548,000 | 210,132,000 | 205,786,000 |
| Interest-bearing deposits | 186,075,000 | 184,409,000 | 186,040,000 | 180,633,000 |
| Noninterest-bearing deposits | 30,397,000 | 25,139,000 | 24,092,000 | 25,153,000 |
| Equity capital | 26,647,000 | 27,711,000 | 28,202,000 | 28,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,870,000 | 5,742,000 | 8,686,000 | 11,688,000 |
| Interest expense | 840,000 | 1,667,000 | 2,491,000 | 3,282,000 |
| Net interest income | 2,030,000 | 4,075,000 | 6,195,000 | 8,406,000 |
| Noninterest income | 133,000 | 100,000 | 206,000 | 338,000 |
| Noninterest expense | 1,181,000 | 2,244,000 | 3,735,000 | 5,156,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Pretax income | 862,000 | 1,855,000 | 2,585,000 | 3,529,000 |
| Income tax | 50,000 | 112,000 | 155,000 | 197,000 |
| Net income | 812,000 | 1,743,000 | 2,430,000 | 3,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,132,000 | 26,773,000 | 27,147,000 | 27,685,000 |
| Total capital | 27,558,000 | 28,189,000 | 28,553,000 | 29,085,000 |
| Risk-weighted assets | 172,617,000 | 175,606,000 | 178,842,000 | 177,154,000 |