Call reports 2013
MARION COMMUNITY BANK — 2013
What MARION COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 262,423,000 | 256,847,000 | 260,885,000 | 257,659,000 |
| Total loans | 159,343,000 | 159,634,000 | 159,855,000 | 156,818,000 |
| Allowance for loan losses | 1,691,000 | 1,668,000 | 1,684,000 | 1,308,000 |
| Securities available for sale | 79,138,000 | 77,184,000 | 78,026,000 | 79,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,914,000 | 216,444,000 | 220,282,000 | 217,385,000 |
| Interest-bearing deposits | 199,655,000 | 190,802,000 | 197,767,000 | 194,844,000 |
| Noninterest-bearing deposits | 21,259,000 | 25,642,000 | 22,515,000 | 22,541,000 |
| Equity capital | 27,355,000 | 26,221,000 | 26,398,000 | 25,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,008,000 | 5,995,000 | 9,031,000 | 12,037,000 |
| Interest expense | 986,000 | 1,939,000 | 2,849,000 | 3,731,000 |
| Net interest income | 2,022,000 | 4,056,000 | 6,182,000 | 8,306,000 |
| Noninterest income | 143,000 | 406,000 | 366,000 | 483,000 |
| Noninterest expense | 1,279,000 | 2,496,000 | 3,733,000 | 5,001,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 575,000 |
| Pretax income | 886,000 | 1,990,000 | 2,639,000 | 3,256,000 |
| Income tax | 59,000 | 118,000 | 176,000 | 179,000 |
| Net income | 827,000 | 1,872,000 | 2,463,000 | 3,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,746,000 | 25,405,000 | 25,700,000 | 25,927,000 |
| Total capital | 26,437,000 | 27,073,000 | 27,384,000 | 27,235,000 |
| Risk-weighted assets | 175,346,000 | 176,139,000 | 177,748,000 | 172,741,000 |