Call reports 2012
MARION COMMUNITY BANK — 2012
What MARION COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 259,388,000 | 263,439,000 | 267,213,000 | 265,745,000 |
| Total loans | 156,595,000 | 156,958,000 | 160,619,000 | 162,576,000 |
| Allowance for loan losses | 1,058,000 | 1,373,000 | 1,586,000 | 1,727,000 |
| Securities available for sale | 83,273,000 | 82,642,000 | 83,312,000 | 75,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,180,000 | 222,910,000 | 225,654,000 | 224,002,000 |
| Interest-bearing deposits | 196,355,000 | 203,144,000 | 205,389,000 | 202,674,000 |
| Noninterest-bearing deposits | 22,825,000 | 19,766,000 | 20,265,000 | 21,328,000 |
| Equity capital | 25,904,000 | 26,197,000 | 27,175,000 | 27,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,249,000 | 6,409,000 | 9,564,000 | 12,789,000 |
| Interest expense | 1,127,000 | 2,185,000 | 3,272,000 | 4,326,000 |
| Net interest income | 2,122,000 | 4,224,000 | 6,292,000 | 8,463,000 |
| Noninterest income | 135,000 | 239,000 | 365,000 | 484,000 |
| Noninterest expense | 1,195,000 | 2,363,000 | 3,492,000 | 4,846,000 |
| Provision for loan losses | 208,000 | 871,000 | 1,083,000 | 1,083,000 |
| Pretax income | 879,000 | 1,305,000 | 2,320,000 | 3,258,000 |
| Income tax | 35,000 | 86,000 | 153,000 | 172,000 |
| Net income | 844,000 | 1,219,000 | 2,167,000 | 3,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,356,000 | 23,433,000 | 24,086,000 | 24,612,000 |
| Total capital | 24,414,000 | 24,806,000 | 25,672,000 | 26,339,000 |
| Risk-weighted assets | 177,554,000 | 177,417,000 | 179,887,000 | 179,090,000 |