Call reports 2008
MARION COMMUNITY BANK — 2008
What MARION COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 143,141,000 | 151,814,000 | 162,186,000 | 173,651,000 |
| Total loans | 79,643,000 | 84,943,000 | 88,201,000 | 94,114,000 |
| Allowance for loan losses | 724,000 | 723,000 | 706,000 | 722,000 |
| Securities available for sale | 44,478,000 | 52,958,000 | 56,177,000 | 60,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,450,000 | 115,093,000 | 125,897,000 | 136,115,000 |
| Interest-bearing deposits | 96,228,000 | 105,071,000 | 116,723,000 | 125,343,000 |
| Noninterest-bearing deposits | 10,222,000 | 10,022,000 | 9,174,000 | 10,772,000 |
| Equity capital | 17,796,000 | 17,827,000 | 17,330,000 | 18,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,319,000 | 4,680,000 | 6,990,000 | 9,598,000 |
| Interest expense | 1,090,000 | 2,200,000 | 3,371,000 | 4,610,000 |
| Net interest income | 1,229,000 | 2,480,000 | 3,619,000 | 4,988,000 |
| Noninterest income | 71,000 | 176,000 | 309,000 | 429,000 |
| Noninterest expense | 869,000 | 1,652,000 | 2,463,000 | 3,578,000 |
| Provision for loan losses | 50,000 | 50,000 | 200,000 | 250,000 |
| Pretax income | 381,000 | 954,000 | 1,265,000 | 1,589,000 |
| Income tax | 65,000 | 69,000 | 115,000 | 175,000 |
| Net income | 316,000 | 885,000 | 1,150,000 | 1,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,582,000 | 18,002,000 | 18,170,000 | 18,041,000 |
| Total capital | 18,306,000 | 18,725,000 | 18,876,000 | 18,763,000 |
| Risk-weighted assets | 142,268,000 | 151,419,000 | 162,869,000 | 172,751,000 |