Call reports 2007
MARION COMMUNITY BANK — 2007
What MARION COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 125,455,000 | 127,051,000 | 128,964,000 | 134,440,000 |
| Total loans | 69,409,000 | 71,372,000 | 74,150,000 | 77,424,000 |
| Allowance for loan losses | 717,000 | 735,000 | 745,000 | 710,000 |
| Securities available for sale | 46,159,000 | 46,726,000 | 47,217,000 | 45,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,980,000 | 91,570,000 | 92,518,000 | 97,343,000 |
| Interest-bearing deposits | 81,851,000 | 83,783,000 | 84,842,000 | 88,562,000 |
| Noninterest-bearing deposits | 8,129,000 | 7,787,000 | 7,676,000 | 8,781,000 |
| Equity capital | 16,665,000 | 16,661,000 | 17,601,000 | 17,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,017,000 | 4,109,000 | 6,266,000 | 8,447,000 |
| Interest expense | 929,000 | 1,952,000 | 3,013,000 | 4,123,000 |
| Net interest income | 1,088,000 | 2,157,000 | 3,253,000 | 4,324,000 |
| Noninterest income | 74,000 | 174,000 | 316,000 | 405,000 |
| Noninterest expense | 650,000 | 1,216,000 | 1,817,000 | 2,877,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 437,000 | 1,040,000 | 1,692,000 | 1,797,000 |
| Income tax | 55,000 | 87,000 | 141,000 | 391,000 |
| Net income | 382,000 | 953,000 | 1,551,000 | 1,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,618,000 | 17,059,000 | 17,591,000 | 17,348,000 |
| Total capital | 17,335,000 | 17,794,000 | 18,336,000 | 18,058,000 |
| Risk-weighted assets | 124,740,000 | 127,412,000 | 128,173,000 | 132,877,000 |