Call reports 2005
MARION COMMUNITY BANK — 2005
What MARION COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 113,929,000 | 117,645,000 | 118,923,000 | 119,030,000 |
| Total loans | 65,101,000 | 66,300,000 | 67,524,000 | 67,007,000 |
| Allowance for loan losses | 768,000 | 786,000 | 754,000 | 718,000 |
| Securities available for sale | 42,453,000 | 46,849,000 | 44,512,000 | 45,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,751,000 | 83,584,000 | 84,907,000 | 85,501,000 |
| Interest-bearing deposits | 78,122,000 | 77,341,000 | 78,089,000 | 78,453,000 |
| Noninterest-bearing deposits | 6,629,000 | 6,243,000 | 6,818,000 | 7,048,000 |
| Equity capital | 15,260,000 | 16,413,000 | 16,534,000 | 15,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,673,000 | 3,411,000 | 5,175,000 | 6,996,000 |
| Interest expense | 645,000 | 1,338,000 | 2,116,000 | 2,940,000 |
| Net interest income | 1,028,000 | 2,073,000 | 3,059,000 | 4,056,000 |
| Noninterest income | 98,000 | 196,000 | 305,000 | 384,000 |
| Noninterest expense | 514,000 | 1,085,000 | 1,589,000 | 2,317,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 275,000 |
| Pretax income | 574,000 | 1,265,000 | 1,913,000 | 2,142,000 |
| Income tax | 33,000 | 115,000 | 195,000 | 365,000 |
| Net income | 541,000 | 1,150,000 | 1,718,000 | 1,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,021,000 | 15,588,000 | 15,786,000 | 15,695,000 |
| Total capital | 15,789,000 | 16,374,000 | 15,813,000 | 16,413,000 |
| Risk-weighted assets | 76,430,000 | 79,479,000 | 117,442,000 | 118,251,000 |