Call reports 2004
MARION COMMUNITY BANK — 2004
What MARION COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 108,650,000 | 110,977,000 | 110,025,000 | 113,136,000 |
| Total loans | 63,949,000 | 64,303,000 | 65,006,000 | 65,089,000 |
| Allowance for loan losses | 703,000 | 708,000 | 735,000 | 710,000 |
| Securities available for sale | 39,646,000 | 42,848,000 | 38,942,000 | 39,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,075,000 | 78,766,000 | 79,915,000 | 83,288,000 |
| Interest-bearing deposits | 71,700,000 | 73,135,000 | 74,082,000 | 76,997,000 |
| Noninterest-bearing deposits | 6,375,000 | 5,631,000 | 5,833,000 | 6,291,000 |
| Equity capital | 15,136,000 | 14,449,000 | 15,858,000 | 15,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,625,000 | 3,266,000 | 5,001,000 | 6,666,000 |
| Interest expense | 516,000 | 1,038,000 | 1,618,000 | 2,217,000 |
| Net interest income | 1,109,000 | 2,228,000 | 3,383,000 | 4,449,000 |
| Noninterest income | 98,000 | 174,000 | 254,000 | 320,000 |
| Noninterest expense | 491,000 | 1,053,000 | 1,580,000 | 2,342,000 |
| Provision for loan losses | 100,000 | 150,000 | 250,000 | 395,000 |
| Pretax income | 641,000 | 1,312,000 | 2,073,000 | 2,307,000 |
| Income tax | 75,000 | 129,000 | 204,000 | 419,000 |
| Net income | 566,000 | 1,183,000 | 1,869,000 | 1,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,974,000 | 14,479,000 | 15,015,000 | 14,618,000 |
| Total capital | 14,677,000 | 15,187,000 | 15,750,000 | 15,328,000 |
| Risk-weighted assets | 76,198,000 | 76,759,000 | 77,268,000 | 69,300,000 |