Call reports 2003
MARION COMMUNITY BANK — 2003
What MARION COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 99,708,000 | 101,512,000 | 102,931,000 | 106,082,000 |
| Total loans | 61,052,000 | 60,968,000 | 61,408,000 | 62,676,000 |
| Allowance for loan losses | 697,000 | 697,000 | 719,000 | 708,000 |
| Securities available for sale | 30,991,000 | 35,729,000 | 36,991,000 | 38,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,103,000 | 75,675,000 | 75,785,000 | 77,287,000 |
| Interest-bearing deposits | 69,648,000 | 69,661,000 | 69,807,000 | 71,269,000 |
| Noninterest-bearing deposits | 5,455,000 | 6,014,000 | 5,978,000 | 6,018,000 |
| Equity capital | 13,502,000 | 14,428,000 | 14,159,000 | 14,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,474,000 | 3,027,000 | 4,597,000 | 6,177,000 |
| Interest expense | 559,000 | 1,081,000 | 1,606,000 | 2,099,000 |
| Net interest income | 915,000 | 1,946,000 | 2,991,000 | 4,078,000 |
| Noninterest income | 87,000 | 177,000 | 273,000 | 313,000 |
| Noninterest expense | 482,000 | 991,000 | 1,483,000 | 2,131,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 250,000 |
| Pretax income | 512,000 | 1,074,000 | 1,673,000 | 2,052,000 |
| Income tax | 46,000 | 124,000 | 201,000 | 399,000 |
| Net income | 466,000 | 950,000 | 1,472,000 | 1,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,895,000 | 13,266,000 | 13,697,000 | 13,522,000 |
| Total capital | 13,592,000 | 13,963,000 | 14,416,000 | 14,230,000 |
| Risk-weighted assets | 70,200,000 | 71,464,000 | 65,060,000 | 74,903,000 |