Call reports 2002
MARION COMMUNITY BANK — 2002
What MARION COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 94,964,000 | 96,344,000 | 96,432,000 | 97,867,000 |
| Total loans | 58,053,000 | 60,590,000 | 61,594,000 | 61,650,000 |
| Allowance for loan losses | 665,000 | 674,000 | 694,000 | 677,000 |
| Securities available for sale | 31,568,000 | 30,155,000 | 30,207,000 | 30,630,000 |
| Securities held to maturity | 525,000 | 575,000 | 575,000 | 575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,390,000 | 72,711,000 | 71,609,000 | 73,300,000 |
| Interest-bearing deposits | 67,230,000 | 67,655,000 | 66,769,000 | 68,315,000 |
| Noninterest-bearing deposits | 5,160,000 | 5,056,000 | 4,840,000 | 4,985,000 |
| Equity capital | 11,766,000 | 12,660,000 | 13,558,000 | 13,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,603,000 | 3,226,000 | 4,869,000 | 6,455,000 |
| Interest expense | 648,000 | 1,294,000 | 1,939,000 | 2,550,000 |
| Net interest income | 955,000 | 1,932,000 | 2,930,000 | 3,905,000 |
| Noninterest income | 53,000 | 126,000 | 208,000 | 299,000 |
| Noninterest expense | 456,000 | 939,000 | 1,362,000 | 2,096,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 300,000 |
| Pretax income | 502,000 | 1,058,000 | 1,665,000 | 1,872,000 |
| Income tax | 90,000 | 180,000 | 270,000 | 358,000 |
| Net income | 412,000 | 878,000 | 1,395,000 | 1,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,891,000 | 12,312,000 | 12,844,000 | 12,651,000 |
| Total capital | 12,556,000 | 12,986,000 | 13,538,000 | 13,328,000 |
| Risk-weighted assets | 61,502,000 | 68,855,000 | 70,040,000 | 70,803,000 |