Call reports 2025
FALCON NATIONAL BANK — 2025
What FALCON NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 923,493,000 | 894,588,000 | 923,733,000 | 920,918,000 |
| Total loans | 775,421,000 | 767,810,000 | 761,941,000 | 756,208,000 |
| Allowance for loan losses | 17,250,000 | 16,756,000 | 15,075,000 | 14,477,000 |
| Securities available for sale | 51,102,000 | 50,071,000 | 48,531,000 | 61,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 829,461,000 | 788,964,000 | 814,861,000 | 820,473,000 |
| Interest-bearing deposits | 702,226,000 | 667,532,000 | 674,744,000 | 693,325,000 |
| Noninterest-bearing deposits | 127,235,000 | 121,432,000 | 140,117,000 | 127,148,000 |
| Equity capital | 82,893,000 | 85,307,000 | 87,321,000 | 89,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,030,000 | 29,923,000 | 45,100,000 | 60,064,000 |
| Interest expense | 6,021,000 | 11,210,000 | 16,618,000 | 21,940,000 |
| Net interest income | 9,009,000 | 18,713,000 | 28,482,000 | 38,124,000 |
| Noninterest income | 406,000 | 1,027,000 | 1,596,000 | 1,965,000 |
| Noninterest expense | 6,152,000 | 12,733,000 | 19,193,000 | 25,817,000 |
| Provision for loan losses | 690,000 | 1,380,000 | 1,940,000 | 2,660,000 |
| Pretax income | 2,573,000 | 5,627,000 | 8,815,000 | 11,512,000 |
| Income tax | 768,000 | 1,639,000 | 2,567,000 | 3,339,000 |
| Net income | 1,805,000 | 3,988,000 | 6,248,000 | 8,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,773,000 | 88,496,000 | 90,308,000 | 91,799,000 |