Call reports 2023
FALCON NATIONAL BANK — 2023
What FALCON NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 859,239,000 | 901,708,000 | 904,117,000 | 919,122,000 |
| Total loans | 752,047,000 | 778,316,000 | 803,590,000 | 798,910,000 |
| Allowance for loan losses | 17,711,000 | 17,898,000 | 18,100,000 | 18,273,000 |
| Securities available for sale | 63,070,000 | 60,570,000 | 56,320,000 | 57,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 768,667,000 | 811,465,000 | 813,216,000 | 828,352,000 |
| Interest-bearing deposits | 614,691,000 | 679,456,000 | 676,714,000 | 697,376,000 |
| Noninterest-bearing deposits | 153,976,000 | 132,009,000 | 136,502,000 | 130,976,000 |
| Equity capital | 76,729,000 | 77,268,000 | 76,214,000 | 79,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,584,000 | 23,870,000 | 37,228,000 | 51,009,000 |
| Interest expense | 2,967,000 | 7,066,000 | 12,461,000 | 18,531,000 |
| Net interest income | 8,617,000 | 16,804,000 | 24,767,000 | 32,478,000 |
| Noninterest income | 1,015,000 | 1,759,000 | 2,335,000 | 2,801,000 |
| Noninterest expense | 6,466,000 | 13,184,000 | 19,652,000 | 25,794,000 |
| Provision for loan losses | 878,000 | 1,326,000 | 1,763,000 | 2,519,000 |
| Pretax income | 2,466,000 | 4,179,000 | 5,500,000 | 6,935,000 |
| Income tax | 707,000 | 1,202,000 | 1,583,000 | 1,998,000 |
| Net income | 1,759,000 | 2,977,000 | 3,917,000 | 4,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,331,000 | 81,965,000 | 82,450,000 | 83,045,000 |