Call reports 2022
FALCON NATIONAL BANK — 2022
What FALCON NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 805,650,000 | 802,395,000 | 855,019,000 | 868,853,000 |
| Total loans | 686,296,000 | 719,201,000 | 730,624,000 | 756,602,000 |
| Allowance for loan losses | 15,329,000 | 16,164,000 | 16,670,000 | 17,343,000 |
| Securities available for sale | 73,078,000 | 66,750,000 | 62,145,000 | 64,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 708,065,000 | 719,401,000 | 770,384,000 | 779,761,000 |
| Interest-bearing deposits | 552,308,000 | 573,160,000 | 614,392,000 | 621,432,000 |
| Noninterest-bearing deposits | 155,757,000 | 146,241,000 | 155,992,000 | 158,329,000 |
| Equity capital | 73,661,000 | 73,303,000 | 72,685,000 | 75,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,428,000 | 19,296,000 | 29,871,000 | 41,233,000 |
| Interest expense | 718,000 | 1,590,000 | 3,103,000 | 5,465,000 |
| Net interest income | 8,710,000 | 17,706,000 | 26,768,000 | 35,768,000 |
| Noninterest income | 1,617,000 | 2,344,000 | 3,109,000 | 3,891,000 |
| Noninterest expense | 5,862,000 | 11,741,000 | 17,661,000 | 23,831,000 |
| Provision for loan losses | 900,000 | 1,860,000 | 2,850,000 | 3,857,000 |
| Pretax income | 3,565,000 | 6,449,000 | 9,366,000 | 11,971,000 |
| Income tax | 1,022,000 | 1,848,000 | 2,687,000 | 3,423,000 |
| Net income | 2,543,000 | 4,601,000 | 6,679,000 | 8,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,754,000 | 77,215,000 | 78,871,000 | 80,270,000 |