Call reports 2021
FALCON NATIONAL BANK — 2021
What FALCON NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 721,105,000 | 746,335,000 | 767,206,000 | 811,151,000 |
| Total loans | 537,411,000 | 620,581,000 | 630,092,000 | 678,323,000 |
| Allowance for loan losses | 12,249,000 | 12,654,000 | 13,736,000 | 14,555,000 |
| Securities available for sale | 110,735,000 | 99,752,000 | 89,272,000 | 83,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 627,922,000 | 649,020,000 | 678,548,000 | 722,011,000 |
| Interest-bearing deposits | 484,218,000 | 501,031,000 | 528,421,000 | 551,810,000 |
| Noninterest-bearing deposits | 143,704,000 | 147,989,000 | 150,127,000 | 170,201,000 |
| Equity capital | 60,063,000 | 61,626,000 | 63,813,000 | 65,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,089,000 | 17,169,000 | 26,928,000 | 36,640,000 |
| Interest expense | 1,018,000 | 1,921,000 | 2,752,000 | 3,556,000 |
| Net interest income | 7,071,000 | 15,248,000 | 24,176,000 | 33,084,000 |
| Noninterest income | 461,000 | 1,052,000 | 2,354,000 | 2,932,000 |
| Noninterest expense | 4,718,000 | 10,380,000 | 15,882,000 | 21,420,000 |
| Provision for loan losses | 900,000 | 1,400,000 | 2,295,000 | 3,194,000 |
| Pretax income | 1,914,000 | 4,528,000 | 8,355,000 | 11,404,000 |
| Income tax | 544,000 | 1,294,000 | 2,390,000 | 3,265,000 |
| Net income | 1,370,000 | 3,234,000 | 5,965,000 | 8,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,514,000 | 59,471,000 | 61,830,000 | 63,533,000 |
| Total capital | — | — | 69,766,000 | 72,074,000 |
| Risk-weighted assets | — | — | 628,943,000 | 677,117,000 |