Call reports 2020
FALCON NATIONAL BANK — 2020
What FALCON NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 575,174,000 | 627,298,000 | 649,416,000 | 687,409,000 |
| Total loans | 477,452,000 | 529,589,000 | 546,118,000 | 545,798,000 |
| Allowance for loan losses | 8,935,000 | 10,140,000 | 10,851,000 | 11,485,000 |
| Securities available for sale | 47,261,000 | 44,775,000 | 54,260,000 | 76,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,615,000 | 536,920,000 | 557,858,000 | 594,341,000 |
| Interest-bearing deposits | 407,189,000 | 424,305,000 | 435,386,000 | 464,299,000 |
| Noninterest-bearing deposits | 79,426,000 | 112,615,000 | 122,472,000 | 130,042,000 |
| Equity capital | 57,517,000 | 58,197,000 | 59,251,000 | 60,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,739,000 | 15,969,000 | 24,303,000 | 32,401,000 |
| Interest expense | 1,617,000 | 2,994,000 | 4,252,000 | 5,361,000 |
| Net interest income | 6,122,000 | 12,975,000 | 20,051,000 | 27,040,000 |
| Noninterest income | 603,000 | 1,015,000 | 1,589,000 | 2,078,000 |
| Noninterest expense | 4,419,000 | 8,640,000 | 13,162,000 | 17,706,000 |
| Provision for loan losses | 600,000 | 2,200,000 | 3,103,000 | 4,009,000 |
| Pretax income | 1,706,000 | 3,150,000 | 5,375,000 | 7,403,000 |
| Income tax | 483,000 | 892,000 | 1,529,000 | 2,103,000 |
| Net income | 1,223,000 | 2,258,000 | 3,846,000 | 5,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,916,000 | 56,289,000 | 57,514,000 | 58,507,000 |