Call reports 2019
FALCON NATIONAL BANK — 2019
What FALCON NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 493,479,000 | 534,113,000 | 568,901,000 | 573,509,000 |
| Total loans | 406,343,000 | 435,872,000 | 454,431,000 | 481,797,000 |
| Allowance for loan losses | 7,461,000 | 7,813,000 | 8,177,000 | 8,535,000 |
| Securities available for sale | 51,255,000 | 49,705,000 | 52,611,000 | 49,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,188,000 | 454,406,000 | 483,520,000 | 486,396,000 |
| Interest-bearing deposits | 357,973,000 | 373,286,000 | 401,261,000 | 405,618,000 |
| Noninterest-bearing deposits | 82,215,000 | 81,120,000 | 82,259,000 | 80,778,000 |
| Equity capital | 47,561,000 | 49,114,000 | 54,603,000 | 55,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,558,000 | 13,657,000 | 21,274,000 | 29,170,000 |
| Interest expense | 1,160,000 | 2,512,000 | 4,107,000 | 5,744,000 |
| Net interest income | 5,398,000 | 11,145,000 | 17,167,000 | 23,426,000 |
| Noninterest income | 196,000 | 425,000 | 666,000 | 887,000 |
| Noninterest expense | 3,946,000 | 7,846,000 | 11,953,000 | 16,639,000 |
| Provision for loan losses | 420,000 | 870,000 | 1,380,000 | 1,856,000 |
| Pretax income | 1,228,000 | 2,854,000 | 4,500,000 | 5,818,000 |
| Income tax | 353,000 | 802,000 | 1,264,000 | 1,635,000 |
| Net income | 875,000 | 2,052,000 | 3,236,000 | 4,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,937,000 | 48,150,000 | 53,673,000 | 54,657,000 |
| Total capital | 52,267,000 | 53,845,000 | 59,567,000 | 60,685,000 |
| Risk-weighted assets | 424,190,000 | 453,399,000 | 469,159,000 | 479,671,000 |