Call reports 2018
FALCON NATIONAL BANK — 2018
What FALCON NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 259,579,000 | 473,946,000 | 468,353,000 | 472,539,000 |
| Total loans | 213,821,000 | 362,288,000 | 367,510,000 | 379,881,000 |
| Allowance for loan losses | 4,313,000 | 6,835,000 | 7,008,000 | 7,222,000 |
| Securities available for sale | 26,119,000 | 55,018,000 | 55,195,000 | 53,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,871,000 | 424,509,000 | 419,511,000 | 420,478,000 |
| Interest-bearing deposits | 190,398,000 | 336,085,000 | 341,631,000 | 332,258,000 |
| Noninterest-bearing deposits | 43,473,000 | 88,424,000 | 77,880,000 | 88,220,000 |
| Equity capital | 22,731,000 | 43,588,000 | 42,977,000 | 45,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,481,000 | 11,181,000 | 17,061,000 | 23,227,000 |
| Interest expense | 528,000 | 1,601,000 | 2,533,000 | 3,547,000 |
| Net interest income | 2,953,000 | 9,580,000 | 14,528,000 | 19,680,000 |
| Noninterest income | 272,000 | 595,000 | 969,000 | 1,204,000 |
| Noninterest expense | 2,075,000 | 6,855,000 | 10,744,000 | 14,639,000 |
| Provision for loan losses | 375,000 | 830,000 | 1,250,000 | 1,530,000 |
| Pretax income | 775,000 | 2,490,000 | 3,503,000 | 4,715,000 |
| Income tax | 223,000 | 715,000 | 1,007,000 | 338,000 |
| Net income | 552,000 | 1,775,000 | 2,496,000 | 4,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,370,000 | 43,970,000 | 43,743,000 | 46,083,000 |
| Total capital | 25,872,000 | 48,476,000 | 48,541,000 | 50,983,000 |
| Risk-weighted assets | 198,339,000 | 358,105,000 | 381,604,000 | 389,586,000 |