Call reports 2017
FALCON NATIONAL BANK — 2017
What FALCON NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 239,385,000 | 240,783,000 | 247,644,000 | 265,583,000 |
| Total loans | 197,509,000 | 203,975,000 | 208,948,000 | 209,814,000 |
| Allowance for loan losses | 3,590,000 | 3,728,000 | 3,897,000 | 3,806,000 |
| Securities available for sale | 20,139,000 | 19,594,000 | 27,287,000 | 27,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,094,000 | 216,974,000 | 222,579,000 | 240,531,000 |
| Interest-bearing deposits | 189,602,000 | 187,131,000 | 189,725,000 | 200,696,000 |
| Noninterest-bearing deposits | 26,492,000 | 29,843,000 | 32,854,000 | 39,835,000 |
| Equity capital | 20,594,000 | 21,688,000 | 22,448,000 | 22,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,850,000 | 6,021,000 | 9,291,000 | 12,566,000 |
| Interest expense | 420,000 | 864,000 | 1,360,000 | 1,878,000 |
| Net interest income | 2,430,000 | 5,157,000 | 7,931,000 | 10,688,000 |
| Noninterest income | 266,000 | 473,000 | 627,000 | 816,000 |
| Noninterest expense | 1,798,000 | 3,584,000 | 5,583,000 | 7,878,000 |
| Provision for loan losses | 169,000 | 364,000 | 559,000 | 754,000 |
| Pretax income | 729,000 | 1,682,000 | 2,416,000 | 2,872,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 729,000 | 1,682,000 | 2,416,000 | 2,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,688,000 | 21,641,000 | 22,375,000 | 22,830,000 |
| Total capital | 22,917,000 | 23,962,000 | 24,798,000 | 25,281,000 |
| Risk-weighted assets | 176,983,000 | 184,232,000 | 192,293,000 | 194,717,000 |