Call reports 2016
FALCON NATIONAL BANK — 2016
What FALCON NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 200,267,000 | 202,994,000 | 227,680,000 | 234,207,000 |
| Total loans | 167,310,000 | 182,100,000 | 193,414,000 | 195,202,000 |
| Allowance for loan losses | 3,377,000 | 3,418,000 | 3,498,000 | 3,413,000 |
| Securities available for sale | 16,394,000 | 16,265,000 | 15,566,000 | 20,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,765,000 | 183,963,000 | 207,180,000 | 212,563,000 |
| Interest-bearing deposits | 155,116,000 | 158,532,000 | 179,797,000 | 184,627,000 |
| Noninterest-bearing deposits | 25,649,000 | 25,431,000 | 27,383,000 | 27,936,000 |
| Equity capital | 17,354,000 | 17,349,000 | 18,215,000 | 19,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,352,000 | 4,842,000 | 7,579,000 | 10,395,000 |
| Interest expense | 221,000 | 451,000 | 713,000 | 1,050,000 |
| Net interest income | 2,131,000 | 4,391,000 | 6,866,000 | 9,345,000 |
| Noninterest income | 241,000 | 448,000 | 658,000 | 2,660,000 |
| Noninterest expense | 1,514,000 | 3,058,000 | 4,804,000 | 7,145,000 |
| Provision for loan losses | 114,000 | 228,000 | 342,000 | 456,000 |
| Pretax income | 744,000 | 1,553,000 | 2,378,000 | 4,404,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 744,000 | 1,553,000 | 2,378,000 | 4,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,156,000 | 16,970,000 | 17,799,000 | 19,959,000 |
| Total capital | 19,066,000 | 19,010,000 | 19,886,000 | 22,103,000 |
| Risk-weighted assets | 151,273,000 | 161,801,000 | 165,534,000 | 170,192,000 |