Call reports 2015
FALCON NATIONAL BANK — 2015
What FALCON NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 176,857,000 | 173,926,000 | 185,750,000 | 189,845,000 |
| Total loans | 143,043,000 | 149,270,000 | 157,308,000 | 164,745,000 |
| Allowance for loan losses | 2,999,000 | 3,100,000 | 3,195,000 | 3,375,000 |
| Securities available for sale | 21,017,000 | 19,852,000 | 17,428,000 | 16,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,075,000 | 155,944,000 | 167,677,000 | 170,799,000 |
| Interest-bearing deposits | 138,566,000 | 136,475,000 | 145,071,000 | 148,757,000 |
| Noninterest-bearing deposits | 20,508,000 | 19,469,000 | 22,606,000 | 22,042,000 |
| Equity capital | 15,956,000 | 16,497,000 | 16,677,000 | 17,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,979,000 | 4,011,000 | 6,114,000 | 8,481,000 |
| Interest expense | 191,000 | 379,000 | 578,000 | 789,000 |
| Net interest income | 1,788,000 | 3,632,000 | 5,536,000 | 7,692,000 |
| Noninterest income | 367,000 | 775,000 | 1,153,000 | 1,570,000 |
| Noninterest expense | 1,309,000 | 2,654,000 | 4,148,000 | 5,855,000 |
| Provision for loan losses | 134,000 | 225,000 | 300,000 | 300,000 |
| Pretax income | 712,000 | 1,528,000 | 2,323,000 | 3,189,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 712,000 | 1,528,000 | 2,323,000 | 3,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,716,000 | 16,247,000 | 16,587,000 | 17,456,000 |
| Total capital | 17,364,000 | 17,970,000 | 18,382,000 | 19,351,000 |
| Risk-weighted assets | 130,530,000 | 136,589,000 | 142,187,000 | 150,136,000 |