Call reports 2014
FALCON NATIONAL BANK — 2014
What FALCON NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 159,312,000 | 158,022,000 | 170,585,000 | 172,091,000 |
| Total loans | 128,563,000 | 131,706,000 | 133,568,000 | 142,134,000 |
| Allowance for loan losses | 2,643,000 | 2,772,000 | 2,814,000 | 2,829,000 |
| Securities available for sale | 25,727,000 | 22,293,000 | 21,404,000 | 21,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,869,000 | 141,502,000 | 153,885,000 | 154,773,000 |
| Interest-bearing deposits | 124,168,000 | 125,050,000 | 133,334,000 | 135,251,000 |
| Noninterest-bearing deposits | 17,701,000 | 16,452,000 | 20,551,000 | 19,522,000 |
| Equity capital | 14,022,000 | 15,240,000 | 14,965,000 | 15,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,789,000 | 3,664,000 | 5,567,000 | 7,547,000 |
| Interest expense | 164,000 | 328,000 | 510,000 | 699,000 |
| Net interest income | 1,625,000 | 3,336,000 | 5,057,000 | 6,848,000 |
| Noninterest income | 283,000 | 809,000 | 1,083,000 | 1,505,000 |
| Noninterest expense | 1,093,000 | 2,342,000 | 3,629,000 | 5,038,000 |
| Provision for loan losses | 130,000 | 235,000 | 295,000 | 310,000 |
| Pretax income | 685,000 | 1,571,000 | 2,219,000 | 3,008,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 685,000 | 1,571,000 | 2,219,000 | 3,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,528,000 | 15,125,000 | 14,894,000 | 15,691,000 |
| Total capital | 15,984,000 | 16,596,000 | 16,381,000 | 17,291,000 |
| Risk-weighted assets | 115,236,000 | 116,380,000 | 117,618,000 | 126,723,000 |