Call reports 2013
FALCON NATIONAL BANK — 2013
What FALCON NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 156,598,000 | 154,408,000 | 155,383,000 | 156,245,000 |
| Total loans | 104,346,000 | 114,580,000 | 119,042,000 | 123,965,000 |
| Allowance for loan losses | 1,738,000 | 1,925,000 | 2,046,000 | 2,488,000 |
| Securities available for sale | 37,042,000 | 29,778,000 | 28,686,000 | 26,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,012,000 | 139,046,000 | 140,058,000 | 141,435,000 |
| Interest-bearing deposits | 119,780,000 | 116,015,000 | 118,943,000 | 117,595,000 |
| Noninterest-bearing deposits | 22,232,000 | 23,031,000 | 21,116,000 | 23,840,000 |
| Equity capital | 13,617,000 | 12,988,000 | 13,991,000 | 13,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,564,000 | 3,174,000 | 4,856,000 | 6,655,000 |
| Interest expense | 211,000 | 396,000 | 578,000 | 748,000 |
| Net interest income | 1,353,000 | 2,778,000 | 4,278,000 | 5,907,000 |
| Noninterest income | 213,000 | 546,000 | 875,000 | 1,174,000 |
| Noninterest expense | 894,000 | 1,847,000 | 2,873,000 | 4,047,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 522,000 | 1,257,000 | 1,910,000 | 2,514,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 522,000 | 1,257,000 | 1,910,000 | 2,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,290,000 | 13,836,000 | 14,489,000 | 14,468,000 |
| Total capital | 14,550,000 | 15,197,000 | 15,876,000 | 15,879,000 |
| Risk-weighted assets | 99,897,000 | 108,053,000 | 110,246,000 | 111,796,000 |