Call reports 2012
FALCON NATIONAL BANK — 2012
What FALCON NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 127,647,000 | 130,303,000 | 139,076,000 | 155,178,000 |
| Total loans | 93,545,000 | 96,512,000 | 99,614,000 | 102,344,000 |
| Allowance for loan losses | 1,708,000 | 1,826,000 | 1,807,000 | 1,572,000 |
| Securities available for sale | 23,307,000 | 23,190,000 | 24,303,000 | 30,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,436,000 | 116,660,000 | 124,408,000 | 140,484,000 |
| Interest-bearing deposits | 102,418,000 | 103,938,000 | 112,174,000 | 115,694,000 |
| Noninterest-bearing deposits | 12,019,000 | 12,723,000 | 12,234,000 | 24,790,000 |
| Equity capital | 12,450,000 | 12,988,000 | 13,778,000 | 13,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,483,000 | 2,980,000 | 4,502,000 | 6,065,000 |
| Interest expense | 251,000 | 471,000 | 693,000 | 906,000 |
| Net interest income | 1,232,000 | 2,509,000 | 3,809,000 | 5,159,000 |
| Noninterest income | 183,000 | 404,000 | 688,000 | 860,000 |
| Noninterest expense | 832,000 | 1,713,000 | 2,584,000 | 3,488,000 |
| Provision for loan losses | 300,000 | 550,000 | 700,000 | 850,000 |
| Pretax income | 315,000 | 687,000 | 1,250,000 | 1,728,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 315,000 | 687,000 | 1,250,000 | 1,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,053,000 | 12,424,000 | 12,997,000 | 12,767,000 |
| Total capital | 13,160,000 | 13,565,000 | 14,175,000 | 13,995,000 |
| Risk-weighted assets | 89,456,000 | 91,901,000 | 94,822,000 | 99,222,000 |