Call reports 2011
FALCON NATIONAL BANK — 2011
What FALCON NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 118,449,000 | 120,392,000 | 122,340,000 | 127,152,000 |
| Total loans | 92,767,000 | 93,233,000 | 95,291,000 | 92,128,000 |
| Allowance for loan losses | 1,803,000 | 1,363,000 | 1,567,000 | 1,514,000 |
| Securities available for sale | 16,002,000 | 15,143,000 | 15,610,000 | 18,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,910,000 | 107,906,000 | 109,407,000 | 114,193,000 |
| Interest-bearing deposits | 98,522,000 | 98,696,000 | 99,746,000 | 101,376,000 |
| Noninterest-bearing deposits | 7,388,000 | 9,210,000 | 9,661,000 | 12,817,000 |
| Equity capital | 11,951,000 | 11,977,000 | 12,277,000 | 12,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 3,023,000 | 4,573,000 | 6,088,000 |
| Interest expense | 298,000 | 583,000 | 862,000 | 1,135,000 |
| Net interest income | 1,195,000 | 2,440,000 | 3,711,000 | 4,953,000 |
| Noninterest income | 363,000 | 430,000 | 412,000 | 504,000 |
| Noninterest expense | 743,000 | 1,501,000 | 2,317,000 | 3,174,000 |
| Provision for loan losses | 450,000 | 1,150,000 | 1,350,000 | 1,730,000 |
| Pretax income | 365,000 | 219,000 | 510,000 | 607,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 365,000 | 219,000 | 510,000 | 607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,708,000 | 11,561,000 | 11,853,000 | 11,738,000 |
| Total capital | 12,838,000 | 12,667,000 | 12,963,000 | 12,841,000 |
| Risk-weighted assets | 89,422,000 | 87,988,000 | 88,000,000 | 87,500,000 |