Call reports 2010
FALCON NATIONAL BANK — 2010
What FALCON NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 124,838,000 | 120,651,000 | 122,339,000 | 119,430,000 |
| Total loans | 94,522,000 | 93,933,000 | 93,133,000 | 92,593,000 |
| Allowance for loan losses | 1,413,000 | 1,480,000 | 1,529,000 | 1,714,000 |
| Securities available for sale | 13,114,000 | 13,296,000 | 13,417,000 | 14,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,037,000 | 108,944,000 | 110,226,000 | 107,183,000 |
| Interest-bearing deposits | 105,021,000 | 101,372,000 | 102,188,000 | 99,558,000 |
| Noninterest-bearing deposits | 7,016,000 | 7,572,000 | 8,038,000 | 7,626,000 |
| Equity capital | 10,784,000 | 11,267,000 | 11,629,000 | 11,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,583,000 | 3,188,000 | 4,766,000 | 6,313,000 |
| Interest expense | 523,000 | 1,008,000 | 1,435,000 | 1,798,000 |
| Net interest income | 1,060,000 | 2,180,000 | 3,331,000 | 4,515,000 |
| Noninterest income | 212,000 | 416,000 | 603,000 | 813,000 |
| Noninterest expense | 714,000 | 1,548,000 | 2,335,000 | 3,118,000 |
| Provision for loan losses | 225,000 | 962,000 | 1,187,000 | 1,750,000 |
| Pretax income | 333,000 | 86,000 | 492,000 | 540,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 333,000 | 86,000 | 492,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,475,000 | 10,887,000 | 11,294,000 | 11,343,000 |
| Total capital | 11,658,000 | 12,086,000 | 12,470,000 | 12,484,000 |
| Risk-weighted assets | 94,591,000 | 95,424,000 | 93,521,000 | 90,384,000 |