Call reports 2009
FALCON NATIONAL BANK — 2009
What FALCON NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 115,170,000 | 116,280,000 | 118,463,000 | 119,439,000 |
| Total loans | 88,992,000 | 88,182,000 | 90,033,000 | 93,454,000 |
| Allowance for loan losses | 622,000 | 978,000 | 732,000 | 1,183,000 |
| Securities available for sale | 11,395,000 | 8,689,000 | 12,933,000 | 12,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,723,000 | 104,746,000 | 106,432,000 | 107,035,000 |
| Interest-bearing deposits | 97,234,000 | 98,265,000 | 99,410,000 | 99,212,000 |
| Noninterest-bearing deposits | 5,489,000 | 6,480,000 | 7,022,000 | 7,823,000 |
| Equity capital | 8,985,000 | 9,570,000 | 9,990,000 | 10,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,527,000 | 3,041,000 | 4,565,000 | 6,126,000 |
| Interest expense | 678,000 | 1,318,000 | 1,931,000 | 2,500,000 |
| Net interest income | 849,000 | 1,723,000 | 2,634,000 | 3,626,000 |
| Noninterest income | 143,000 | 340,000 | 515,000 | 682,000 |
| Noninterest expense | 755,000 | 1,743,000 | 2,517,000 | 3,431,000 |
| Provision for loan losses | 169,000 | 659,000 | 680,000 | 1,930,000 |
| Pretax income | 68,000 | -339,000 | -48,000 | -1,053,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 68,000 | -339,000 | -48,000 | -1,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,763,000 | 9,356,000 | 9,647,000 | 10,142,000 |
| Total capital | 9,405,000 | 10,354,000 | 10,399,000 | 11,306,000 |
| Risk-weighted assets | 90,471,000 | 90,172,000 | 91,276,000 | 92,352,000 |