Call reports 2007
FALCON NATIONAL BANK — 2007
What FALCON NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 73,688,000 | 79,849,000 | 83,570,000 | 82,782,000 |
| Total loans | 57,958,000 | 64,890,000 | 68,008,000 | 72,734,000 |
| Allowance for loan losses | 473,000 | 557,000 | 537,000 | 644,000 |
| Securities available for sale | 9,190,000 | 5,814,000 | 5,699,000 | 5,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,573,000 | 71,649,000 | 75,197,000 | 74,377,000 |
| Interest-bearing deposits | 62,018,000 | 67,230,000 | 70,228,000 | 69,635,000 |
| Noninterest-bearing deposits | 3,555,000 | 4,419,000 | 4,969,000 | 4,742,000 |
| Equity capital | 7,407,000 | 7,436,000 | 7,740,000 | 7,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,337,000 | 2,837,000 | 4,474,000 | 6,119,000 |
| Interest expense | 711,000 | 1,533,000 | 2,396,000 | 3,262,000 |
| Net interest income | 626,000 | 1,304,000 | 2,078,000 | 2,857,000 |
| Noninterest income | 83,000 | 229,000 | 394,000 | 555,000 |
| Noninterest expense | 513,000 | 1,159,000 | 1,771,000 | 2,447,000 |
| Provision for loan losses | 29,000 | 113,000 | 195,000 | 295,000 |
| Pretax income | 167,000 | 261,000 | 506,000 | 670,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 167,000 | 261,000 | 506,000 | 670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,383,000 | 7,476,000 | 7,722,000 | 7,886,000 |
| Total capital | 7,856,000 | 8,033,000 | 8,279,000 | 8,550,000 |
| Risk-weighted assets | 61,146,000 | 67,200,000 | 69,085,000 | 71,924,000 |