Call reports 2006
FALCON NATIONAL BANK — 2006
What FALCON NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 52,785,000 | 58,874,000 | 62,664,000 | 65,832,000 |
| Total loans | 39,689,000 | 46,775,000 | 51,560,000 | 53,614,000 |
| Allowance for loan losses | 328,000 | 382,000 | 409,000 | 443,000 |
| Securities available for sale | 5,131,000 | 5,295,000 | 6,172,000 | 5,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,687,000 | 51,675,000 | 55,016,000 | 57,954,000 |
| Interest-bearing deposits | 43,024,000 | 47,973,000 | 50,659,000 | 54,904,000 |
| Noninterest-bearing deposits | 2,663,000 | 3,702,000 | 4,357,000 | 3,050,000 |
| Equity capital | 6,619,000 | 6,698,000 | 6,999,000 | 7,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,792,000 | 2,946,000 | 4,195,000 |
| Interest expense | 384,000 | 834,000 | 1,399,000 | 2,024,000 |
| Net interest income | 440,000 | 958,000 | 1,547,000 | 2,171,000 |
| Noninterest income | 59,000 | 143,000 | 250,000 | 323,000 |
| Noninterest expense | 351,000 | 800,000 | 1,261,000 | 1,703,000 |
| Provision for loan losses | 26,000 | 80,000 | 111,000 | 141,000 |
| Pretax income | 122,000 | 221,000 | 425,000 | 650,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 221,000 | 425,000 | 650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,688,000 | 6,786,000 | 6,990,000 | 7,215,000 |
| Total capital | 7,016,000 | 7,168,000 | 7,399,000 | 7,658,000 |
| Risk-weighted assets | 42,417,000 | 48,856,000 | 53,048,000 | 56,132,000 |