Call reports 2005
FALCON NATIONAL BANK — 2005
What FALCON NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 34,598,000 | 40,341,000 | 46,536,000 | 47,475,000 |
| Total loans | 25,516,000 | 31,181,000 | 35,340,000 | 36,592,000 |
| Allowance for loan losses | 198,000 | 248,000 | 288,000 | 303,000 |
| Securities available for sale | 4,496,000 | 4,435,000 | 4,319,000 | 5,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,347,000 | 34,943,000 | 40,731,000 | 41,523,000 |
| Interest-bearing deposits | 27,763,000 | 31,881,000 | 38,040,000 | 38,910,000 |
| Noninterest-bearing deposits | 1,584,000 | 3,062,000 | 2,691,000 | 2,613,000 |
| Equity capital | 5,156,000 | 5,306,000 | 5,414,000 | 5,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 455,000 | 998,000 | 1,680,000 | 2,457,000 |
| Interest expense | 151,000 | 331,000 | 593,000 | 927,000 |
| Net interest income | 304,000 | 667,000 | 1,087,000 | 1,530,000 |
| Noninterest income | 41,000 | 172,000 | 235,000 | 322,000 |
| Noninterest expense | 294,000 | 631,000 | 952,000 | 1,370,000 |
| Provision for loan losses | 38,000 | 89,000 | 129,000 | 156,000 |
| Pretax income | 13,000 | 119,000 | 241,000 | 326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,000 | 119,000 | 241,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,252,000 | 5,359,000 | 5,480,000 | 5,565,000 |
| Total capital | 5,450,000 | 5,607,000 | 5,768,000 | 5,867,000 |
| Risk-weighted assets | 27,383,000 | 33,007,000 | 37,189,000 | 38,940,000 |