Call reports 2004
FALCON NATIONAL BANK — 2004
What FALCON NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 16,177,000 | 20,874,000 | 24,448,000 | 29,815,000 |
| Total loans | 9,053,000 | 10,740,000 | 15,672,000 | 23,266,000 |
| Allowance for loan losses | 102,000 | 107,000 | 127,000 | 160,000 |
| Securities available for sale | 4,021,000 | 7,866,000 | 4,782,000 | 4,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,705,000 | 16,561,000 | 20,123,000 | 22,511,000 |
| Interest-bearing deposits | 11,127,000 | 15,297,000 | 18,483,000 | 20,348,000 |
| Noninterest-bearing deposits | 578,000 | 1,264,000 | 1,640,000 | 2,163,000 |
| Equity capital | 4,448,000 | 4,289,000 | 4,289,000 | 4,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 150,000 | 360,000 | 628,000 | 994,000 |
| Interest expense | 42,000 | 109,000 | 192,000 | 299,000 |
| Net interest income | 108,000 | 251,000 | 436,000 | 695,000 |
| Noninterest income | 17,000 | 39,000 | 77,000 | 108,000 |
| Noninterest expense | 217,000 | 452,000 | 703,000 | 1,034,000 |
| Provision for loan losses | 47,000 | 52,000 | 77,000 | 111,000 |
| Pretax income | -139,000 | -214,000 | -268,000 | -343,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -139,000 | -214,000 | -268,000 | -343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,443,000 | 4,368,000 | 4,314,000 | 4,239,000 |
| Total capital | 4,545,000 | 4,475,000 | 4,441,000 | 4,399,000 |
| Risk-weighted assets | 10,512,000 | 13,101,000 | 18,129,000 | 24,325,000 |