Call reports 2003
FALCON NATIONAL BANK — 2003
What FALCON NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Total assets | 7,038,000 | 12,650,000 |
| Total loans | 1,754,000 | 5,824,000 |
| Allowance for loan losses | 15,000 | 55,000 |
| Securities available for sale | 3,926,000 | 3,554,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 3,203,000 | 8,027,000 |
| Interest-bearing deposits | 2,881,000 | 6,549,000 |
| Noninterest-bearing deposits | 322,000 | 1,478,000 |
| Equity capital | 3,786,000 | 4,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Interest income | 29,000 | 110,000 |
| Interest expense | 8,000 | 32,000 |
| Net interest income | 21,000 | 78,000 |
| Noninterest income | 1,000 | 9,000 |
| Noninterest expense | 224,000 | 450,000 |
| Provision for loan losses | 15,000 | 55,000 |
| Pretax income | -217,000 | -418,000 |
| Income tax | 0 | 0 |
| Net income | -217,000 | -418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q3 | 2003Q4 |
|---|---|---|
| Tier 1 capital | 3,783,000 | 4,582,000 |
| Total capital | 3,798,000 | 4,637,000 |
| Risk-weighted assets | 2,644,000 | 7,330,000 |