Call report 2012Q4
HERITAGE COMMUNITY BANK — 2012Q4
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 144,901,000 | USD | evidence → |
| Total loans | 124,172,000 | USD | evidence → |
| Allowance for loan losses | 3,383,000 | USD | evidence → |
| Securities available for sale | 6,428,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 133,502,000 | USD | evidence → |
| Interest-bearing deposits | 110,849,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,653,000 | USD | evidence → |
| Equity capital | 9,705,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,020,000 | USD | evidence → |
| Interest expense | 1,069,000 | USD | evidence → |
| Net interest income | 5,951,000 | USD | evidence → |
| Noninterest income | 541,000 | USD | evidence → |
| Noninterest expense | 4,829,000 | USD | evidence → |
| Provision for loan losses | 5,315,000 | USD | evidence → |
| Pretax income | -3,652,000 | USD | evidence → |
| Income tax | 494,000 | USD | evidence → |
| Net income | -4,146,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,608,000 | USD | evidence → |
| Total capital | 11,180,000 | USD | evidence → |
| Risk-weighted assets | 123,966,000 | USD | evidence → |