Call report 2006Q4
HERITAGE COMMUNITY BANK — 2006Q4
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 39,046,000 | USD | evidence → |
| Total loans | 23,248,000 | USD | evidence → |
| Allowance for loan losses | 233,000 | USD | evidence → |
| Securities available for sale | 499,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 23,542,000 | USD | evidence → |
| Interest-bearing deposits | 19,365,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,177,000 | USD | evidence → |
| Equity capital | 15,249,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,218,000 | USD | evidence → |
| Interest expense | 291,000 | USD | evidence → |
| Net interest income | 927,000 | USD | evidence → |
| Noninterest income | 4,000 | USD | evidence → |
| Noninterest expense | 2,504,000 | USD | evidence → |
| Provision for loan losses | 233,000 | USD | evidence → |
| Pretax income | -1,806,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | -1,811,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,249,000 | USD | evidence → |
| Total capital | 15,482,000 | USD | evidence → |
| Risk-weighted assets | 36,392,000 | USD | evidence → |