Call reports 2022
COMMUNITY NATIONAL BANK — 2022
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,004,765,000 | 998,962,000 | 1,026,347,000 | 1,055,421,000 |
| Total loans | 696,814,000 | 704,155,000 | 724,791,000 | 749,043,000 |
| Allowance for loan losses | 7,891,000 | 8,233,000 | 8,432,000 | 8,709,000 |
| Securities available for sale | 179,523,000 | 184,366,000 | 183,834,000 | 190,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 878,431,000 | 873,100,000 | 904,130,000 | 924,344,000 |
| Interest-bearing deposits | 673,639,000 | 669,499,000 | 692,578,000 | 706,878,000 |
| Noninterest-bearing deposits | 204,792,000 | 203,601,000 | 211,552,000 | 217,466,000 |
| Equity capital | 89,733,000 | 86,133,000 | 81,739,000 | 87,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,249,000 | 16,833,000 | 26,260,000 | 37,097,000 |
| Interest expense | 595,000 | 1,224,000 | 2,129,000 | 3,456,000 |
| Net interest income | 7,654,000 | 15,609,000 | 24,131,000 | 33,641,000 |
| Noninterest income | 1,686,000 | 3,321,000 | 4,853,000 | 6,643,000 |
| Noninterest expense | 5,365,000 | 10,655,000 | 15,873,000 | 21,365,000 |
| Provision for loan losses | 863,000 | 1,200,000 | 1,325,000 | 978,000 |
| Pretax income | 3,112,000 | 7,075,000 | 11,786,000 | 17,941,000 |
| Income tax | 562,000 | 1,295,000 | 2,181,000 | 3,359,000 |
| Net income | 2,550,000 | 5,780,000 | 9,605,000 | 14,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,070,000 | 90,026,000 | 92,724,000 | 96,112,000 |
| Total capital | 95,952,000 | 98,163,000 | 101,123,000 | 104,918,000 |
| Risk-weighted assets | 630,415,000 | 650,777,000 | 671,771,000 | 704,507,000 |