Call reports 2020
COMMUNITY NATIONAL BANK — 2020
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 751,255,000 | 822,504,000 | 868,326,000 | 917,661,000 |
| Total loans | 635,438,000 | 718,742,000 | 737,238,000 | 708,290,000 |
| Allowance for loan losses | 6,187,000 | 6,516,000 | 6,788,000 | 7,209,000 |
| Securities available for sale | 32,216,000 | 32,775,000 | 34,670,000 | 52,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 619,477,000 | 700,386,000 | 743,926,000 | 783,061,000 |
| Interest-bearing deposits | 589,442,000 | 659,268,000 | 705,599,000 | 742,227,000 |
| Noninterest-bearing deposits | 30,035,000 | 41,118,000 | 38,327,000 | 40,834,000 |
| Equity capital | 82,436,000 | 84,967,000 | 87,124,000 | 89,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,767,000 | 15,956,000 | 24,039,000 | 33,047,000 |
| Interest expense | 1,321,000 | 2,412,000 | 3,358,000 | 4,370,000 |
| Net interest income | 6,446,000 | 13,544,000 | 20,681,000 | 28,677,000 |
| Noninterest income | 1,362,000 | 3,100,000 | 5,074,000 | 6,789,000 |
| Noninterest expense | 5,011,000 | 9,942,000 | 14,938,000 | 20,029,000 |
| Provision for loan losses | 377,000 | 684,000 | 1,047,000 | 1,589,000 |
| Pretax income | 2,420,000 | 6,057,000 | 9,809,000 | 13,887,000 |
| Income tax | 369,000 | 1,017,000 | 1,698,000 | 2,433,000 |
| Net income | 2,051,000 | 5,040,000 | 8,111,000 | 11,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,015,000 | 72,309,000 | 74,481,000 | 77,017,000 |
| Total capital | 76,272,000 | 78,894,000 | 81,269,000 | 83,871,000 |
| Risk-weighted assets | 534,963,000 | 531,254,000 | 542,941,000 | 547,873,000 |